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These kind of proposals sem the froth around the edges, failing to get to grips with what the current system delivers, and which will be lost if not replaced. Lenders will not lend if the property is not secure. Without a freeholder with a financial interest in ensuring proper maintenance any lender is at risk if leaseholders with little experience in management fail to do so. In other countries where commonhold or its equivalent exists they have a culture of mutual co-operation in such matters. To impose commonhold on the UK market without some proper system of support would be like imposing democracy on a country which has never expeienced it - a recipe for disaster.

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